Worldpay Card Machine Review 2026: Fees, Contracts, Terminals & Verdict Quick answer
Worldpay is one of the UK’s best-known card machine and payment processing providers, best suited to established small businesses, retailers, hospitality venues, cafés, salons, service businesses and growing SMEs that want a reliable merchant services provider.
Worldpay offers countertop, portable and mobile card machines, as well as online payments, omnichannel tools, fraud protection and payment gateway services.
Worldpay is usually a better fit for businesses that take regular card payments than for very small sellers or occasional traders. Its card machines are typically contract-based, with Worldpay currently stating an 18-month contract for card machine plans.
Best for: established SMEs, retail, hospitality, salons, cafés, restaurants and businesses with regular card turnoverLess great for : very low-volume sellers, side hustles or businesses wanting no contractTypical pricing style: terminal rental or promotional rental, tailored transaction pricing and contract-based card machine plans
Compare Worldpay Card Machine Quotes & Save Up To 40%
Worldpay at a glance
Feature
Best for
Established SMEs, retail, hospitality, cafés, salons and service businesses
Main products
Countertop card machines, mobile card machines, online payments and payment gateway
Pricing style
Tailored pricing depending on business needs
Countertop terminal hire
Listed at £17.50/month, currently shown as £0/month special offer
Joining fee
£0 on the listed countertop plan
Contract
18-month contract for card machine plans
Minimum monthly service charge
Worldpay currently lists none on the countertop plan
Settlement
Next-day settlement promoted for small business plans
Main strength
Established provider with in-person, online and omnichannel payment tools
Main drawback
Contract commitment and less simple pricing than pay-as-you-go readers
Best alternatives
Dojo, takepayments, Tyl, Square, SumUp, Clover and LoPay
Contents
Benefits of Worldpay
Downsides of Worldpay
What Does Worldpay Offer?
Worldpay Products
Worldpay Decision Making Guide
What Other People Think of Worldpay
What Do Staff Think of Worldpay?
Our Verdict on Worldpay
Key takeaways Worldpay card machines, UK 2026
Worldpay is a major UK payment provider offering in-person, online and omnichannel payment solutions.
Worldpay’s current countertop card machine page lists terminal hire at £17.50/month, currently displayed as a £0/month special offer.
Worldpay says its card machine plans have an 18-month contract.
Worldpay’s countertop plan details currently list no joining fee, no minimum monthly service charge, no authorisation fee and next-day terminal replacement.
Worldpay says card machine pricing is tailored to the business depending on payment needs.
Worldpay’s small business page promotes tailored pricing, variable pricing options, no joining fee and next-day settlement.
Worldpay has a 4-star Trustpilot profile with over 10,000 reviews, but around a quarter of reviews are 1-star, so customer experience appears mixed.
Very small or occasional sellers may prefer Square, SumUp, LoPay or PayPal POS for simpler pay-as-you-go pricing.
How do we work?
Transparent, impartial, and data‑driven reviews made by a team of expert humans, never AI generated – here’s exactly how Compare Your Business Costs helps you find the best deals from trusted UK providers: click here
Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: May 2026
Is Worldpay right for your business?
Worldpay could suit you if…
You may want to compare alternatives if…
You take regular card payments
You only take occasional payments
You want a recognised payment provider
You need countertop, mobile or online payments
You want the simplest flat-rate pricing
You run a shop, café, restaurant, salon or service business
You want to buy a low-cost reader outright
You want tailored pricing
You are a very low-volume sole trader
You need in-person and online payment tools
You prefer instant self-service setup
Worldpay card machine fees 2026 Worldpay’s card machine pricing is tailored, so the final cost depends on your business type, monthly card turnover, terminal type, contract, card mix and payment setup.
Cost type
Countertop terminal hire
£17.50/month, currently shown as £0/month special offer
Mobile card machine
Tailored pricing; contract applies
Joining fee
£0 on listed small business plans
Transaction fees
Tailored to business needs
Authorisation fee
Worldpay currently lists no authorisation fee on the countertop plan
Minimum monthly service charge
Worldpay currently lists none on the countertop plan
Contract length
18 months
Settlement
Next-day settlement promoted
Best value for
Businesses with regular card turnover
Less suitable for
Very low-volume sellers wanting no contract
Benefits of the Worldpay Card Reader Established UK payment provider
Worldpay is one of the best-known payment providers in the UK, making it a familiar option for established businesses.
In-person and online payment options
Worldpay supports card machines, online payments and broader omnichannel payment solutions, so it can work for businesses selling in multiple ways.
Tailored pricing
Worldpay says its pricing is tailored to your business depending on your payment needs.
No joining fee on listed small business plan s
Worldpay’s small business and countertop product pages currently list no joining fee.
Next-day settlement promoted
Worldpay’s small business page promotes next-day settlement, which can help business cash flow.
Good for established SMEs
Worldpay is usually more relevant for businesses taking regular card payments than for very low-volume sellers.
What Does Worldpay Offer
How to Purc hase Worldpay
You can find all you need to know on their website here .
Amazon sell their terminals here .
You can restock on printer rolls here .
Our Verdict on the Worldpay Card Machine Worldpay is a strong option for UK businesses that want an established card machine and payment processing provider with in-person, online and omnichannel payment options.
It is best suited to businesses with regular card turnover, such as shops, cafés, restaurants, salons, hospitality venues, service businesses and growing SMEs.
Its biggest strengths are brand recognition, tailored pricing, in-person and online payment options, next-day settlement and no joining fee on listed small business plans. Its main weaknesses are the 18-month contract, quote-based pricing and the need to check promotional terms carefully.
Choose Worldpay if:
you want an established payment provider
you take regular card payments
you need countertop or mobile card machines
you also need online payment options
you are happy with an 18-month contract
you want tailored pricing rather than a basic pay-as-you-go reader
Consider alternatives if:
you want no contract
you only take occasional payments
you want instant self-service setup
you want a cheap reader with no monthly rental
you prefer simple flat-rate pricing
you are a very low-volume sole trader
Overall, Worldpay is a solid option for established SMEs, but small or low-volume businesses should compare it against Square, SumUp, LoPay and PayPal POS before signing.
Compare Worldpay Card Machine Quotes
FAQ How much does a Worldpay card machine cost per month?
Worldpay’s current countertop card machine page lists monthly terminal hire at £17.50/month, currently shown with a £0/month special offer. Your final cost depends on the terminal, transaction pricing, offer terms and business profile.
Does Worldpay have a contract?
Yes. Worldpay states that its card machine plans have an 18-month contract.
What transaction fees does Worldpay charge?
Worldpay uses tailored pricing based on your payment needs. Your transaction fees will depend on your business, card turnover, card types and payment setup.
Does Worldpay charge a joining fee?
Worldpay’s current small business and countertop card machine pages list no joining fee.
Does Worldpay have a minimum monthly service charge?
Worldpay’s current countertop plan details list no minimum monthly service charge.
How quickly does Worldpay pay out?
Worldpay’s small business page promotes next-day settlement. Settlement can still depend on your account, risk checks and product setup.
Is Worldpay good for small businesses?
Worldpay can be good for small businesses with regular card turnover that want a recognised provider. Very low-volume sellers may prefer Square, SumUp, LoPay or PayPal POS.
Is Worldpay cheaper than Square?
Not always. Square has simple flat-rate pricing and no monthly fee for standard use. Worldpay may be better for businesses that prefer tailored pricing and traditional merchant services, but you need to compare quotes.
Is Worldpay better than Dojo?
Worldpay is a larger traditional payment provider, while Dojo is often strong for hospitality, fast payouts and modern card machines. The better choice depends on your turnover, industry and contract preferences.
What are the best Worldpay alternatives?
The main Worldpay alternatives include Dojo, takepayments, Tyl by NatWest, Square, SumUp, LoPay, PayPal POS, Clover, Barclaycard and Lloyds Cardnet.
Compare Card Machine Quotes & Save Up To 40%
👉 Not sure which card machine is right for your business? Compare quotes in 30 seconds and save up to 40%
Related card machine guides Explore more of our UK card machine guides, provider reviews and comparison pages below.
Card machine buying guides
How card machines work
Types of card machines and payment terminals
Card machines by business type
Card machine provider reviews
Card machine comparisons
Compare Card Machine Quotes Now
✔ Save up to 40% on fees
✔ Compare leading UK providers
✔ Free, no-obligation quotes
👉 Compare the Best Card Machines
Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.
