Can You Get a Card Machine With a Personal Account?
Card machines are virtual devices that accept debit and credit cards for in-store or online payments. But With decades of experience under their belts, these machines remain indispensable components of any business that wants to accept payments on-site or remotely. So, Can You Get a Card Machine With a Personal Account? The short answer is no . Signing up for an account to use a card reader requires business information, so using personal information will not suffice, unless you are registered as a sole trader, company, partnership, charity or organisation. For further information and pricing on card machines click here .
Card payment machines for small businesses:
Company
Takepayments
MyPOS
Worldpay
Sumup
Barclaycard
Zettle
Square
Customer Rating
4/5
3.5/5
3.5/5
4.5/5
3.5/5
3/5
4.5/5
Card Machine
£7.50+/mo (rental)
£39–£209 (purchase)
£17.95+/mo (rental)
£39–£129 (purchase)
£10+/mo (rental)
£29–£199 (purchase)
£16–£149 (purchase)
Costs
1- or 12-month contract & £0-£150 setup fee
No monthly fee & no lock-in
18-month contract & mix of costs
No monthly fee & no lock-in
12-18 months’ contract & £150 setup fee
No monthly fee & no lock-in
No monthly fee & no lock-in
Sign-up
Get quote, personalised onboarding
Online registration with verification steps
Tailored quote, personalised onboarding
Short online form, quick acceptance.
Get quote, online sign-up
Short online form, quick acceptance
Short online form, quick acceptance.
Key Facts
Tailored packages, great customer service
Flexible across borders
24/7 sales support, better fees for £250k + turnover
Low fixed rate, Cheapest terminals
Great for existing Barclays customers
Easy-to-use app
Best free POS and payment tools
Can You Get a Card Machine: Useful Information
When selecting a card machine for your business needs and budget, there are several types: countertop machines, mobile or portable card readers and point-of-sale (POS)-based machines.
A merchant account is a type of bank account that permits your business to accept credit and debit cards and process the payments they make.
Countertop machines are often the ideal solution for small or medium-sized businesses that need to accept card payments in-store, as they can be seamlessly integrated with a point of sale (POS) system. Furthermore, these machines often come equipped with customer-facing displays, making tracking payments more straightforward.
Pocket-sized card readers are affordable for businesses that want to avoid investing in a countertop machine but still need to accept credit and debit payments. They typically run off Bluetooth or Wi-Fi connections and require minimal setup requirements.
Can You Get a Card Machine For Contactless Payments
Contactless payments are an innovative form of electronic payment that enables customers to tap their card against a terminal to complete the transaction.
They’re EMV compliant, making them ideal for speeding up customer checkout.
These machines utilise near-field communication (NFC) technology and accept all major credit and debit cards.
Furthermore, they support mobile wallets like Apple Pay and Google Pay, enabling customers to make smartphone transactions.
Keyed entry for card-not-present transactions is also possible, and these devices are compatible with most POS systems.
In the UK, chip and PIN is the most common payment method; it’s secure because customers must enter their PIN to complete a transaction.
This security measure helps reduce fraudulence and is something all card machines must adhere to. NFC-compatible credit and debit card terminals are ideal for accepting customer payments at your shop or stall. These cards contain a built-in chip which interacts with the NFC transmitter on the card machine to start the payment process securely, giving customers peace of mind during their visit.
The initial step in setting up a card machine is linking it with your bank account. This ensures that all transactions made using the machine will be transferred directly into your bank account, cutting down on calls and emails back and forth between you and your bank – saving you time in the process!
You have two options for setting up this type of account:
set up one yourself or
use one provided by your credit card processor.
Once your merchant account is set up, adding a card machine to your business is simple. You can purchase either credit or debit card machines from any of the many retailers selling them or order one through your bank.
Can You Get a Card Machine – Find out more about card machines here .
Can You Get a Card – Other Useful links about card machines:
Process Data Quickly Machines: What Are They and Why Does Your Business Need Them in 2023?
Remote Card Readers: Useful Benefits in 2023
Countertop Card Readers: A Handy Guide For Restaurants
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Hi, I’m Ally Cox, one of the leading Copywriter/Bloggers at CompareYourBusinessCosts.co.uk, a platform renowned for its in-depth analysis and comprehensive comparisons of business services. With over a decade of experience in the industry, I bring a wealth of expertise in areas such as leased lines, VoIP, business energy and office solutions, HR solutions, accounting, and payroll services, among others.
My journey in the industry began over 10 years ago, and my extensive knowledge enables me to provide invaluable insights to our users and customers. Prior to joining CompareYourBusinessCosts, I’ve been involved in various business ventures, gaining hands-on experience in HR and copywriting across a multitude of different sectors, gaining valuable knowledge about everything from clocking in systems to card machines, EPOS systems, payroll services, and so much more.
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