Factors to Consider When Comparing Fuel Cards
There are several things to consider when comparing fuel cards. One of the most important is your target group. If you have access to a fuel card or are contemplating obtaining a fleet card for your small business in the UK, there are several essential aspects to evaluate when comparing different options.
If you would like to learn more about business fuel cards, you can do so here .
What to Consider When Choosing a Fuel Card
Network Coverage and Station Acceptance:
Evaluate the number of petrol stations covered by the card network, considering convenience along your travel routes.
Check if the card works at major fuel brands or is limited to specific retailers.
Discounts and Rewards Programs:
Assess the type of fuel discounts offered, whether per liter or a percentage off the total purchase.
Explore non-fuel rewards such as cashback, redeemable points, or discounts on additional services.
Fees and Charges:
Check for any annual or per-card fees associated with the fuel card.
Be aware of transaction fees and inactivity fees for non-usage over a specified period.
Card Features and Functionality:
Verify if the card provides online account management for tracking purchases, managing statements, and setting spending limits.
Look for security features like PIN verification or chip and PIN technology.
Consider if the provider offers different card types catering to various needs.
Customer Service:
Ensure the provider offers accessible customer service in case of issues or queries.
Check for support channels, including phone, email, or online chat options.
Research customer reviews for insights into others’ experiences with customer service.
Additional Considerations:
Confirm fuel type compatibility with your vehicle (petrol, diesel, etc.).
Be aware of the contract length associated with the card and any early termination fees.
For businesses, assess features like detailed expense reports, fuel tax reclaim assistance, or integration with accounting software.
Vehicle and Engine Type
When selecting fuel cards, it’s crucial to consider the types of vehicles in your fleet, as this will significantly influence your decision-making process. For instance, businesses with haulage fleets will have different needs compared to those with national sales teams.
For companies operating haulage vehicles, it’s vital to ensure that the chosen fuel card allows drivers to refill at HGV-friendly stations. Conversely, fleets of saloon cars require flexibility in refuelling locations. Considering the vehicle type ensures drivers can refill quickly and conveniently wherever they are.
Fuel Type
Most fuel cards, like fuelGenie, permit drivers to top up with petrol or diesel, including premium or standard options, and even pay for oil and car washes. However, some cards are tailored for specific fuel types, such as petrol or diesel, and their premium variants.
If your fleet requires mixed fuel types, selecting a fuel card that accommodates these needs or exploring bespoke solutions is advisable for optimal value. fuelGenie offers such services, and for further advice on choosing the most suitable fuel cards for your fleet and fuel requirements, feel free to contact us. Our experts are available to provide guidance and assistance.
Driver Routes and Coverage
Your location plays a significant role in determining the ideal fuel card for your business, especially considering the distances your drivers typically travel. For businesses operating locally, a fuel card covering major petrol outlets in the area may suffice. Conversely, rural businesses require cards offering extensive support to ensure convenient refuelling for their fleets.
Assessing your business travel pattern s is essential when considering these options, as each type of fuel card presents its own set of advantages and disadvantages.
For regional and national drivers, prioritising the versatility of your fuel network is crucial. This ensures your fuel card enables drivers to refuel at a diverse range of stations, mitigating the risk of running out of fuel en route to their destinations.
UK Fuel Card Providers
The Best UK Fuel Card Providers
Company
Card Fees
Fee structure
Network
£1 per month
Fixed weekly tariff
1,200 – 3,400+ stations
£15 per card, billed annually
Fixed weekly tariff
3,500+ stations
£3 billed monthly or £36 billed annually
Fixed weekly tariff
3,500+ stations
Up to £3 transaction fees
£9.99 unused card fee per month
Billed annually or monthly
Fixed weekly tariff
3,000 – 10,300 stations
£18 per card, billed annually
Fixed weekly tariff
1,750 stations
£0 – £24 billed annually, depending on card
Competitive savings on fuel
24,000+ stations
Dependent on customer’s fuel consumption
Fixed weekly tariffs
3,500+ stations
None
Savings of up to 3p-4p per litre
EV
Shell Fuel
1p per litre if used at BP stations, otherwise none
Fixed weekly tariffs
Fastfuel
Business
Here is a Handy Video About Comparing Fuel Cards
Comparing Fuel Cards – Other useful links about Fuel Cards:
Factors to Consider When Comparing Fuel Cards
Are Prepaid Fuel Cards Right For Your Company?
Benefits of Fuel Cards for Business
Remember to Compare Your Business Costs is here to help your business every step of the way, from business advice or saving you time and money on your business purchases such as:
Hi, I’m Ally Cox, one of the leading Copywriter/Bloggers at CompareYourBusinessCosts.co.uk, a platform renowned for its in-depth analysis and comprehensive comparisons of business services. With over a decade of experience in the industry, I bring a wealth of expertise in areas such as leased lines, VoIP, business energy and office solutions, HR solutions, accounting, and payroll services, among others.
My journey in the industry began over 10 years ago, and my extensive knowledge enables me to provide invaluable insights to our users and customers. Prior to joining CompareYourBusinessCosts, I’ve been involved in various business ventures, gaining hands-on experience in HR and copywriting across a multitude of different sectors, gaining valuable knowledge about everything from clocking in systems to card machines, EPOS systems, payroll services, and so much more.
My mission is to simplify the often-complex buying process for businesses, helping them streamline their product and service comparisons effectively. By leveraging the expertise I’ve acquired over the years, I aim to assist businesses in making informed decisions that enhance their efficiency and bottom line.