Who is Chiswell?
Chiswell insurance is a general managing agent established by Simply Business alongside Finsbury and Maltins, underwritten by AXA and Great Lakes. Its primary focus is on providing insurance for professionals, sole traders and small businesses. By looking at the various insurance requirements of professionals, sole traders and small businesses, companies can offer something suited to you.
Chiswell is one of the biggest names in Business, and for a good reason. They provide insurance to thousands of people in the UK and worldwide.
What is Chiswell’s area of expertise?
Chiswell specialises in all types of insurance such as public liability insurance, employer’s liability insurance, tool and equipment cover and most of the other options that all insurers provide.
When you’re looking for an insurer, it may be tempting to keep looking out for one of the smaller companies out there due to the allure of working with small businesses, but in most cases, it’s much better to take your pick from one of the more extensive options out there.
This is for a few reasons. Firstly, you have to ask yourself how these companies have managed to get a big name for themselves in the first place. Of course, there could be many factors at play, but it is unlikely that a company grows to be the size of Chiswell and its parent Simply Business without providing a service that customers and clients constantly come back to. This means you have a strong indication that a long list of clients and customers have trusted them with their insurance needs without having it thrown back in their face.
When choosing someone you’re going to be in Business with long-term, customer satisfaction isn’t something you want to be skimping on.
How to choose an insurer
By picking a well-known name such as Chiswell, you are making the relatively safe choice to put your security in the hands of a company with a long and reputable history of caring for this for other people.
People don’t always naturally think this way, but you are also far more likely to get better deals in terms of pricing with larger companies. This is because, as lovely as smaller companies, perhaps run by families, they do not have the economies of scale and the same level of efficiency to provide the same services at the low cost at which a more significant business does.
This means that in most cases, if you choose to go with the big dogs such as Simply Business’ Chiswell, you’re likely to end up getting much more bang for your buck, and consequentially keeping your goods and financial stability safe for what’s likely to be a lower price.
These larger organisations can also offer a longer list of benefits than small companies. Larger teams mean that something like on hand 24 seven support teams is available, such as is the case with Chiswell. When you suddenly find yourself in a tricky legal or financial situation, it will come as a massive relief to know that there is a dedicated team ready to help you at all hours of the day. For many smaller companies, as attentive as they will try to be, they will not have the resources to provide you with such service around the clock.
As well as having a support team on hand during all hours, Chiswell also offers a dedicated claims handler should you ever find yourself needing to make a claim. Having someone dedicated to your case cannot only give you ease of mind, but it is also likely to ensure that all issues are dealt with quickly. You are, therefore, less likely to spend time faffing around bouncing between different members of insurance staff trying to piece bits of your situation together for them.
The chances are that your specialisation isn’t in insurance, and instead, you excel in the trade you’re trying to ensure. For this reason, it’s only natural that you want to minimise the time spent dealing with claims and the legal and financial grisly details that come along with it. Having a dedicated claims handler and a large team ready to help you means that you’re going to have to spend unnecessary time working on these issues.
You can focus on the areas where you are most prepared to make money, leaving the insurers to handle the other side of the Business without unnecessarily taking up too much of your time.
These are the reasons that we recommend considering Chiswell when picking out an insurer that’s right for you.
Find out more about the importance of insurance here.
Other useful links about Business Insurance:
Flooring Contractor Insurance
Fitness Instructor Insurance
Fast Food Insurance
Remember to Compare Your Business Costs is here to help your business every step of the way from business advice, or saving you time and money on your business purchases such as: