PayPal Point of Sale Review 2026 (Formerly Zettle): Fees, Reader Costs, POS & Alternatives
Quick answer
PayPal Point of Sale (formerly Zettle by PayPal) is a simple, low-cost POS system designed for small UK businesses, sole traders and mobile sellers. It offers affordable card readers, no monthly fees, and seamless PayPal integration. However, its feature set remains fairly basic, making it less suitable for complex retail or hospitality businesses that need advanced inventory, staff management or deep integrations.
If you would like to read more information or learn more about the pricing of EPOS Systems, you can do so here.
Contents
Benefits of Zettle by Paypal
Downsides of Zettle by Paypal
What Does Zettle by Paypal Offer?
What Other People Think of Zettle by Paypal
How to Purchase Zettle by Paypal
Our Verdict on Zettle by Paypal
How have we rated PayPal Point of Sale?
For every provider we assess, including PayPal Point of Sale, we rate them out of five stars on the five most important categories we have researched for the product / service offering. You can read about out review process & methodology here .
How do we work?
Transparent, impartial, and data‑driven reviews made by a team of expert humans, never AI generated – here’s exactly how Compare Your Business Costs helps you find the best deals from trusted UK providers: click here
Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: January 2026
Key Takeaways (2026)
✔ Rebranded from Zettle by PayPal to PayPal Point of Sale
✔ No monthly fees; pay-as-you-go pricing
✔ Competitive in-person card fees (typically 1.75% in the UK)
✔ Excellent choice for sole traders, pop-ups and small shops
✖ Limited advanced EPOS and inventory functionality
✖ Some features now require the PayPal Business app
What Is PayPal Point of Sale?
PayPal Point of Sale is PayPal’s in-person payments and POS solution, built on the original Zettle platform, so whiile the branding has changed, the underlying technology, hardware and app experience remain familiar to existing Zettle users.
It allows UK businesses to accept:
Chip & PIN
Contactless payments
Apple Pay & Google Pay
PayPal payments (online and in-person integration)
Benefits of PayPal Point of Sale
No monthly subscription or contract
Easy setup with a highly intuitive mobile app
Strong integration with PayPal accounts and online payments
Reliable card readers with simple pricing
Ideal for mobile, pop-up and low-volume sellers
Downsides of PayPal Point of Sale
Basic POS functionality compared to full EPOS systems
Limited inventory, staff and reporting tools
Some features (invoicing, QR codes) now handled via PayPal apps
Customer support can be inconsistent at peak times
PayPal Point of Sale Pricing (UK)
Hardware
PayPal Reader: typically from £59-£79 (one-off cost, varies by promotion)
Transaction fees
In-person card payments: typically 1.75%
Online payments/invoices: usually around 2.5%
No monthly fees or minimum usage requirements
Prices are correct at time of writing (2026) but offers and fees may change.
What Does PayPal Point of Sale Offer
Summary of PayPal Point of Sale : Real Reviews
Customer feedback consistently highlights:
Ease of use
Transparent pricing
No contracts or monthly fees
Common complaints include:
Limited support options
Fewer advanced POS features
Slower payouts compared to some competitors (typically 1–3 working days)
How Does It Compare to Alternatives?
PayPal Point of Sale vs Square
PayPal POS is simpler and PayPal-centric
Square offers more advanced POS and reporting tools
PayPal Point of Sale vs SumUp
Similar simplicity and pricing
SumUp is often preferred for ultra-low-cost setups
PayPal wins if you already rely heavily on PayPal online
Who Is PayPal Point of Sale Best For?
Best for
Sole traders and freelancers
Market stalls, pop-ups and mobile sellers
Small shops wanting a low-commitment POS
Businesses already using PayPal online
Not ideal for
Restaurants and hospitality venues
Businesses with large inventories
Multi-location retailers
Companies needing advanced EPOS features
PayPal Point of Sale Commercial Video
PayPal Point of Sale: What To Expect as a User
We couldn’t find a video guide for PayPal Point of Sale, so here’s a visual of their app so you know what to expect:
PayPal Point of Sale Latest News
‘Zettle vs Square: which is better for taking payments?’.
Read more here .
‘PayPal Zettle Review (2024): Features, Pricing & More’.
Read more here .
‘Zettle and Spotify alumni raise €10m for grid tech startup Fever’.
Read more here .
PayPal Point of Sale Awards
Tech5 Europe Winner – The Next Web & Adyen
European Fintech Awards – Best Fintech Startup
Innovative Mobile Payment Solutions Award – Mobile World Congress
Best Mobile Payments Solution – Emerging Payments Awards
Best Payment Service Provider – PayTech Awards
Improvements of PayPal Point of Sale over the Years
Zettle can link to a PayPal account which can make payment processing even easier. The free app comes with a range of useful features, and we love that their systems can integrate with different EPOS systems or work as an effective standalone all-in-one terminal.
Issues of PayPal Point of Sale Over the Years
Zettle have started removing some of their features that were previously available on their app, and now require users to download the PayPal Business App (such as e-mail invoicing and QR codes). As they are owned by PayPal the terms and conditions also update very frequently requiring users to always stay up to date with any changes.
How to Purc hase PayPal Point of Sale
You can buy their readers via their website, here .
You can also find them on Card Pay Accept here .
Our Verdict on PayPal Point of Sale
Born in Sweden in 2010, Zettle (originally iZettle) aimed to simplify payment processing for businesses. Founded by Jacob de Geer and Magnus Nilsson, the company launched its app and chip card reader in 2011, reflecting their goal – to make “settling a debt” a smooth experience.
PayPal Point of Sale is a solid, no-frills POS solution that does exactly what it’s designed to do: make card payments simple and affordable for small UK businesses. The rebrand from Zettle hasn’t fundamentally changed the product, but it has tightened PayPal’s ecosystem around it.
If you want a simple, low-risk way to accept card payments with no monthly fees, it’s a strong option. If you need a fully featured EPOS system, you’ll likely outgrow it quickly.
FAQs
Is Zettle now called PayPal Point of Sale?
Yes. Zettle by PayPal has been rebranded in the UK as PayPal Point of Sale, although some legacy references still exist.
Does PayPal Point of Sale charge monthly fees?
No. It operates on a pay-as-you-go pricing model.
What card fees does PayPal Point of Sale charge?
In-person card payments are typically around 1.75% in the UK.
Can I use PayPal Point of Sale without a PayPal account?
No. A PayPal Business account is required.
Is it good for restaurants?
Not really. Restaurants usually need more advanced EPOS and table management tools.
Other useful links about EPOS Systems
Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.
With over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .
Before joining CompareYourBusinessCosts, I worked across various industries, gaining hands-on experience in HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .
My goal is simple: to help UK businesses make informed, confident decisions when choosing products and services that improve efficiency and save money.