Simply Business Business Insurance Review 2026: Quotes, Cover & Who It’s Best For Quick answer
Simply Business Business Insurance is a comparison broker, not an insurer, helping UK businesses compare quotes from multiple insurers in one place so we think they are best suited to small businesses and sole traders that want quick price comparisons rather than bespoke underwriting.
Simply Business Insurance specialises in tailored insurance solutions for small businesses, offering flexible policies that meet the unique needs of various industries. Today, our ultimate guide will walk you through their offerings, highlighting the benefits and features that make Simply Business a go-to choice for protecting your business assets and liabilities.
For further information and pricing on business insurance, here .
How do we work?
Transparent, impartial, and data‑driven reviews made by a team of expert humans, never AI generated – here’s exactly how Compare Your Business Costs helps you find the best deals from trusted UK providers: click here
Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: January 2026
Contents
Benefits of Simply Business
Downsides of Simply Business
What Does Simply Business Offer?
Simply Business Decision Making Guide
What Other People Think of Simply Business
What Do Staff Think of Simply Business?
Our Verdict on Simply Business
How have we rated Simply Business?
For every provider we assess, including Simply Business, we rate them out of five stars on the five most important categories we have researched for the product / service offering. You can read about out review process & methodology here .
Why listen to our reviews?
With over ten years of experience in evaluating telecom products, our team brings a wealth of knowledge to understanding the market pros and cons. You can read more about our expert team here.
Benefits of Simply Business
You can get quotes from multiple insurers quickly and easily through their online platform.
They offer a range of business insurance products, including public liability, employers’ liability, professional indemnity, and more.
Their offerings and customer support cater specifically to the needs of small businesses.
You can manage your policy and access documents online or through their mobile app.
Competitive prices.
Downsides of Simply Business
Limited coverage options.
Your insurance policy is ultimately with another insurer, and Simply Business acts as a broker.
Limited customer service options (no face to face option).
Primarily focuses on basic needs.
You cannot file claims directly through Simply Business.
Simply Business Decision Making Guide If you need help choosing the right option for your business, we’ve created a handy table comparing the options side by side:
Insurance Type Description Ideal For
Public Liability (PL) Covers you if a member of the public is injured or their property is damaged due to your business activities.
Most businesses, especially those who interact with the public
Employers’ Liability (EL)
This is mandatory if you have employees.
It covers you if an employee gets injured or sick because of their work.
Businesses with employees
Professional Indemnity (PI)
Protects you from legal costs if a client claims you made a mistake in your professional service.
Professionals like consultants, architects, accountants, and solicitors
Business Contents Insurance
Covers damage or theft of your business equipment and stock.
Office Insurance
Covers your buildings against damage or theft.
Businesses with a physical office space
What Other People Think of Simply Business
Summary of Simply Business: Real Reviews Simply Business operates as a broker, aiming to alleviate the complexities of acquiring business insurance. Small business owners and landlords can complete a straightforward questionnaire detailing their insurance requirements and business operations, and then compares policies from top providers to identify the most suitable coverage options. Whether seeking liability insurance or safeguarding equipment against theft or damage, their online tools facilitate the search for transparent quotes and a diverse range of policy choices, back by excellent customer reviews.
Simply Business Commercial Video
Simply Business: What To Expect as a User Don’t have time to watch the video guide? Here’s a visual of the Simply Business interface so you know what to expect:
Simply Business: What Sets it Apart From Its Competitors? Simply Business is known for its user-friendly online platform which allows you to easily compare quotes from multiple insurers, understand different coverage options, and get covered quickly and efficiently. We think this streamlined process can be a major advantage compared to traditional brokers or directly contacting insurers.
What Do Staff Think of Simply Business? Working at Simply Business is highly regarded by its employees, with an overall positive rating. Their employees appreciate the company’s strong commitment to fostering a supportive and inclusive workplace culture. We’ve seen through reviews that the company is praised for its emphasis on work-life balance, innovative work environment, and opportunities for professional growth. Simply Business also offers competitive salaries and benefits, contributing to high employee satisfaction. However, some employees note that the fast-paced nature of the business can sometimes lead to challenges in maintaining clear priorities and managing workloads.
Simply Business Latest News ‘Employers’ liability insurance’.
Read more here .
‘Simply Business joined by Northampton Saints stars Lewis Ludlam and George Hendy as they mark the opening of its new office’.
Read more here .
‘Quiet quitting – a rising trend in the workplace?’.
Read more here .
Simply Business Awards
Best Small Business Insurance Provider – Feefo Trusted Service AwardsBest Specialist Insurance Provider – British Insurance AwardsBest Overall Insurance Provider – Best Business Insurance AwardsCustomer Experience Excellence Award – UK Customer Experience Awards
Improvements of Simply Business over the Years We think that Simply Business offers a user-friendly platform for comparing quotes and obtaining coverage quickly, making it convenient for landlords. With a wide range of coverage options tailored to different business types, finding a suitable plan is made easier. Competitive rates from various insurers can potentially save money on insurance premiums. The company strives for transparency throughout the process, providing clear information about coverage and pricing, which is essential for any good insurance provider.
Simply Business has great customer reviews on Trustpilot, and customers appreciate their transparency with pricing and premiums, which is essential to any good business relationship. With the ever-increasing costs of living, Simply Business have managed to stay competitive, which gives them a good edge over their competitors.
Issues of Simply Business Over the Years While Simply Business have amazing reviews on Trustpilot, there are a lot of reviews stating that their auto-renewal clause is hard to get out of, so it’s important to read through all contracts and clarify anything you do not understand.
How to Purc hase Simply Business
Our Verdict on Simply Business Simply Business is a well-known provider of straightforward, user-friendly insurance solutions for small business owners. Their process is straightforward – they provide an assessment questionnaire to understand your requirements and help find you a policy that fits within your budget. Plus, their UK-based customer service team can guide you through every step.
A nice benefit that shows they care about their customers is that they offer helpful resources such as guides and articles to educate businesses about insurance options. You should keep in mind, however, that as a broker, customisation of coverage may be limited compared to dealing directly with insurers, and some customers have reported difficulties reaching customer service representatives, especially outside of standard business hours. Claims may need to be filed directly through the insurance company, and the focus may be more on smaller businesses, potentially leaving larger or more complex operations seeking specialized coverage elsewhere.
Additionally, auto-renewal policies require caution, prompting the need to compare quotes before each renewal period to ensure the best deal.
Simply Business Business Insurance – FAQs Is Simply Business an insurance company?
No. Simply Business is a business insurance broker and comparison platform, not an insurer. Policies are underwritten by third-party insurers.
What types of business insurance can I get through Simply Business?
Simply Business can arrange cover including public liability, employers’ liability, professional indemnity, product liability and business equipment insurance, depending on the business type.
Is Simply Business good for small businesses?
Yes. Simply Business is particularly popular with sole traders, freelancers and small limited companies that want fast quotes and simple policies.
Can Simply Business insure specialist or high-risk businesses?
In some cases, yes – but availability depends on the insurers in its panel. Highly specialist or high-risk businesses may need a dedicated broker.
Are Simply Business quotes binding?
Quotes are usually indicative and subject to underwriting checks before the policy is confirmed.
Is Simply Business cheap?
It can be competitive for standard, low-risk businesses, but it’s not always the cheapest option for complex risks.
Can I manage my policy online?
Yes. Simply Business provides online policy management, including access to documents and renewals.
Other Useful Links About Simply Business Insurance
Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.