Allianz Business Insurance Review 2026: Cover, Costs & Alternatives Quick Answer
Allianz provides a broad range of UK business insurance covering SMEs through to substantial mid-corporate organisations, with policies available for property, liabilities, business interruption, professional indemnity, commercial vehicles, construction and specialist commercial risks.
Unlike many online small-business insurers, Allianz’s UK commercial insurance products are available through insurance brokers.
their current business insurance range includes:
Complete Business
Complete Office
Complete Retailer
Complete Contractor
Complete Property Owner
Complete Professional Indemnity
Complete Directors & Officers
Commercial Select
Construction Select
Commercial Motor and Fleet Insurance
Cargo Insurance
specialist commercial insurance
Complete Business is designed for businesses with turnover up to £10 million.
Commercial Select can provide commercial combined insurance for businesses with turnover up to £1 billion.
Allianz does not publish one standard business insurance premium and your price depends on your business, risks, cover and underwriting.
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Allianz Business Insurance at a Glance
Feature Allianz
SME business insurance
Yes
Mid-corporate insurance
Yes
Complete Business turnover
Up to £10 million
Commercial Select turnover
Up to £1 billion
Public Liability
Yes
Product Liability
Yes
Employers’ Liability
Yes
Professional Indemnity
Yes
Directors’ & Officers’ Liability
Yes
Buildings & Contents
Yes
Business Interruption
Yes
Commercial Legal Expenses
Yes
Property Owners’ Insurance
Yes
Construction Insurance
Yes
Cargo Insurance
Yes
Commercial Motor
Yes
Fleet Insurance
Yes
Standard online direct quote
No – commercial products are broker-distributed
Standard published premium
No
Best suited to
SMEs, established businesses and larger commercial organisations needing broad or specialist cover
Key Takeaways
Allianz offers business insurance ranging from digitally traded SME products to substantial mid-corporate commercial insurance. Allianz’s UK commercial insurance range is available through insurance brokers.
Complete Business is designed for businesses with turnover up to £10 million.
Commercial Select can cover businesses with turnover up to £1 billion.
Complete Business can include property, Business Interruption, Public and Product Liability, Employers’ Liability and Commercial Legal Expenses.
Complete Business currently offers selectable Public Liability limits of £2 million, £5 million or £10 million.
Employers’ Liability under Complete Business provides up to £10 million for any one claim.
Commercial Legal Expenses under Complete Business can provide up to £250,000 for any one event and £1 million during one period of insurance for selected events.
Allianz has dedicated insurance products for offices, retailers, contractors and property owners.
Professional Indemnity and Directors’ & Officers’ cover are available.
Construction Select is available for eligible construction businesses with turnover up to £400 million.
Allianz provides commercial motor insurance from small fleets through to complex larger fleets.
There is no universal Allianz business insurance price, so businesses need to obtain a broker-arranged quote.
Compare Allianz with other business insurers
How do we work?
Our comparisons are researched and reviewed by the Compare Your Business Costs editorial team using provider information, official UK guidance and business buying criteria. See how Compare Your Business Costs works.
Authored by: Ally Cox (Business Technology & B2B Services Specialist, 10+ Years’ Experience)
Last Updated: October 2026
Contents
What Is Allianz Business Insurance? Allianz Insurance plc provides commercial insurance to businesses throughout the UK and their range extends from SME insurance through to complex mid-corporate and specialist commercial risks.
Available areas include:
buildings and contents
Business Interruption
Public Liability
Product Liability
Employers’ Liability
Professional Indemnity
Directors’ & Officers’ Liability
commercial vehicles
fleet insurance
cargo
construction
property owners
engineering
specialist commercial risks
One of Allianz’s main strengths is the breadth of its commercial proposition.
A smaller established business can potentially be insured through one of its Complete SME products but a much larger business can potentially move into Commercial Select or other specialist Allianz products.
Can You Buy Allianz Business Insurance Direct? Allianz’s UK commercial insurance products are currently available through insurance brokers.
This is important because businesses searching for “Allianz business insurance quotes” may expect to enter their details directly on the Allianz website and receive an instant consumer-style quote but that is not how its commercial distribution model generally works.
Instead, a broker can:
understand your business
identify suitable Allianz products
provide information to the insurer
obtain a quote
help compare cover
Some Allianz SME products are digitally traded through its QuoteSME system, but QuoteSME is an intermediary platform used by brokers rather than a direct customer comparison journey.
How Much Does Allianz Business Insurance Cost? Allianz does not publish one standard business insurance premium and b usiness insurance is priced according to the risk being insured.
Factors can include:
business activity
turnover
number of employees
premises
location
buildings and contents values
stock
machinery and equipment
liability requirements
claims history
commercial vehicles
professional services
optional covers
policy excesses
An office-based company with £500,000 turnover presents a very different insurance risk from a manufacturer with £50 million turnover, heavy machinery and several commercial sites.
There is therefore no meaningful universal “Allianz business insurance cost”.
Businesses should obtain a quote for the cover they actually require.
Compare Business Insurance Costs
How to Compare an Allianz Business Insurance Quote Do not compare commercial insurance on premium alone so check whether competing quotes use the same:
liability limits
property sums insured
Business Interruption cover
indemnity periods
excesses
optional covers
territorial limits
exclusions
For example £2 million Public Liability is not equivalent to £10 million Public Liability.
Similarly, two property policies can look similar while providing very different sums insured or Business Interruption protection.
Allianz Complete Business Insurance Complete Business is one of Allianz’s core SME commercial products and is currently designed for businesses with turnover of up to £10 million.
The policy can combine several commercial risks and available cover includes:
property damage
Business Interruption
Employers’ Liability
Public and Product Liability
Commercial Legal Expenses
Personal Accident
Book Debts
Own Goods in Transit
Money
Property cover can include:
buildings
contents
computer equipment
stock
The current product provides a combined material damage and Business Interruption sum insured of up to £10 million.
Complete Business is particularly relevant to established SMEs needing several types of commercial cover within one policy.
Who Is Allianz Complete Business Designed For? Allianz’s current underwriting appetite particularly favours businesses that are:
well managed
established
financially stable
experienced in their trade
proactive about risk management
Allianz currently indicates a preference for businesses trading for at least three years.
It also looks favourably on factors such as:
clean claims history
positive action following previous losses
appropriate staff training
suitable PPE where relevant
modern purpose-built premises
Not every business with turnover below £10 million will automatically fall within Allianz’s underwriting appetite.
Your broker can establish whether the risk is suitable.
Allianz Business Liability Insurance Allianz provides several forms of commercial liability insurance and these include:
Employers’ Liability
Public Liability
Product Liability
Professional Indemnity
Directors’ & Officers’ Liability
The appropriate combination depends on how your business operates.
Allianz Public Liability Insurance Public Liability can protect a business against eligible claims where a member of the public suffers:
personal injury
property damage
because of the business’s activities so under the current Complete Business policy, selectable Public Liability limits are:
£2 million
£5 million
£10 million
The right limit depends on the business and any contractual requirements.
A customer, landlord or principal contractor may require a particular minimum level.
See our Public Liability Insurance guide .
Allianz Product Liability Insurance Product Liability can cover eligible legal liabilities arising from products supplied by the business.
Under Complete Business , selectable limits are currently:
£2 million
£5 million
£10 million
with the limit applying during the period of insurance according to the policy wording.
This can be particularly relevant to:
manufacturers
wholesalers
retailers
businesses supplying physical products
Allianz Employers’ Liability Insurance Employers’ Liability can cover a business’s legal liability where an employee suffers eligible injury or illness arising from their employment.
Under Allianz Complete Business, cover is currently provided up to £10 million for any one claim.
Most UK employers are legally required to hold Employers’ Liability Insurance, subject to limited exemptions and businesses should confirm that the policy meets their statutory and contractual requirements.
Allianz Directors’ & Officers’ Insurance Allianz also provides Directors’ and Officers’ Liability cover – D&O can protect individual directors and officers against certain claims alleging wrongful acts carried out in their role and potential allegations can involve:
breach of duty
errors
neglect
other alleged management failures
Cover can help with eligible defence costs and compensation.
D&O protects management-related exposures and should not be confused with Public Liability or Professional Indemnity.
Allianz Buildings & Contents Insurance for Businesses Allianz provides commercial property insurance covering business buildings, contents and stock and depending on the policy, protection can include insured events such as:
fire
flood
storm
water leaks
accidental damage
subsidence
theft or attempted theft
riots and criminal damage
Businesses need to make sure their sums insured accurately reflect the value at risk.
Underinsurance can create serious problems following a substantial loss.
Allianz Business Interruption Insurance Allianz provides Business Interruption cover for eligible financial losses following insured physical damage and it can help address costs such as:
lost income
wage payments
additional costs of working
while a business is unable to operate normally.
This is different from property insurance.
Property insurance helps repair or replace damaged assets.
Business Interruption insurance can help address the financial impact of the disruption.
Businesses should carefully consider:
sum insured
indemnity period
dependencies on customers
dependencies on suppliers
time required to recover after a major loss
when selecting cover.
Allianz Commercial Legal Expenses Commercial Legal Expenses is included or available within several Allianz SME products.
Under Complete Business, current cover can provide up to £250,000 for any one selected event
and up to £1 million during any one period of insurance
for selected events, subject to policy terms.
Customers can also receive access to Allianz Legal Services – available support includes:
legal guidance
business tax advice
online legal documents and templates
Allianz currently provides unlimited 24/7 access to legal advice on business-related matters through its legal-services proposition.
Allianz Professional Indemnity Insurance Allianz offers Professional Indemnity Insurance for businesses providing professional services or advice and their specialist appetite includes professions such as:
accountants
architects
construction professionals
engineers
management consultants
media businesses
recruitment consultants
surveyors
technology businesses
telecommunications businesses
Cover can address eligible allegations involving:
breach of professional duty
copyright infringement
breach of confidentiality
defamation
other civil liabilities
Allianz’s Professional Indemnity Select can provide limits up to £5 million.
This product is currently aimed at businesses with fee income above £2.5 million
or turnover above £7.5 million.
It can be purchased as a standalone policy or included as an optional section within Commercial Select.
See our Professional Indemnity Insurance guide .
Allianz Commercial Select Insurance Commercial Select is Allianz’s commercial combined proposition for larger businesses and is currently available for eligible businesses with turnover up to £1 billion.
Cover can include:
commercial property
Business Interruption
Public Liability
Product Liability
Employers’ Liability
Directors’ & Officers’ Liability
Professional Indemnity
Commercial Legal Expenses
additional asset and financial-loss covers
The important distinction from Complete Business is scale and complexity.
Complete Business is designed for SMEs with turnover up to £10 million.
Commercial Select extends Allianz’s proposition into much larger commercial organisations.
Who Is Allianz Commercial Select For? Allianz currently favours businesses that are:
well established
financially stable
proactive about risk management
well governed
committed to a long-term relationship with their broker and insurer
Allianz can also provide bespoke policy wordings for sectors including:
manufacturing
metalworking and precision engineering
wholesale and retail
professional services
This makes Commercial Select much more than an enlarged small-business policy and is designed for businesses requiring flexible, modular commercial insurance.
Allianz Business Insurance by Industry Allianz also provides several dedicated SME products rather than relying solely on Complete Business – these include:
Complete Office
Complete Retailer
Complete Contractor
Complete Property Owner
Complete Flatowner
Complete Professional Indemnity
Complete Directors & Officers
Complete Cargo
A sector-specific policy can be useful where a business has requirements that differ substantially from a generic SME.
Allianz Complete Office Insurance Complete Office is designed for office-based businesses with fewer than 15 locations.
Current cover can include:
contents
computer equipment
money
Commercial Legal Expenses
Employers’ Liability
Public Liability
buildings
Business Interruption
Contents cover can currently reach £2.5 million per location.
Employers’ Liability is available up to £10 million.
Public Liability starts at up to £2 million with an option to increase to £5 million.
Allianz Complete Retailer Insurance Complete Retailer is designed for eligible retail businesses and Allianz’s current appetite includes businesses such as:
booksellers
butchers
florists
stationers
sweet shops
toy and game retailers
The product combines commercial cover relevant to retail businesses and is traded through Allianz’s digital broker platform.
Retailers should compare stock, property, liability and Business Interruption limits carefully when reviewing quotes.
Allianz Complete Contractor Insurance Allianz also has a dedicated Complete Contractor product and is designed for eligible contracting businesses and can provide protection relevant to the construction and contracting sector.
Businesses with larger or more complex construction exposures may instead fall within Allianz’s specialist Construction Select proposition.
Allianz Property Owners’ Insurance Allianz Complete Property Owner is designed for portfolios of up to 20 commercial and residential premises.
Current cover can include:
buildings
contents
Property Owners’ Liability
Commercial Legal Expenses
loss of rent
Employers’ Liability
Personal Accident
Buildings and contents can have a combined sum insured of up to £10 million per premises.
Property Owners’ Liability is currently available up to £2 million
with the option to increase it to £10 million.
Commercial Legal Expenses can provide up to £250,000 for any one selected event and £1 million in one period of insurance, subject to policy terms.
See our Landlord Insurance guide .
Allianz Construction Insurance Construction is another substantial area of Allianz’s commercial proposition.
Construction Select is currently available for eligible construction businesses with turnover up to £400 million.
Available covers include:
Contractors’ Employers’ Liability
Contractors’ Public Liability
Contract Works
Contractors’ Plant
JCT 6.5.1 cover
additional asset, liability, revenue and employee covers
Current Contractors’ Employers’ Liability limits can reach £25 million depending on requirements.
Contractors’ Public Liability has a standard limit of £5 millio with higher limits available.
Allianz’s construction appetite includes:
builders
bricklayers
tilers
metalworkers
shop fitters
electricians
civil engineering businesses
This gives Allianz a much deeper construction proposition than insurers offering only basic tradesperson Public Liability.
Allianz Commercial Vehicle & Fleet Insurance Allianz also provides commercial motor insurance and their current range includes:
Complete Mini Fleet
Small Fleet
Motor Fleet
Complete Mini Fleet currently covers fleets of 2-15 business vehicles and can accommodate up to 20 at renewal.
Allianz’s wider Motor Fleet product is available for larger and more complex fleets – the range supports traditional vehicles as well as electric vehicles.
Allianz Complete Mini Fleet Complete Mini Fleet is Allianz’s digitally traded product for smaller commercial fleets.
Current cover includes features relating to:
road risks
new-for-old replacement
misfuelling
replacement locks
personal accident
legal protection
medical expenses
Electric vehicle cover can also include eligible:
charging liabilities
charging cables
connectors
wallboxes
charging posts
Businesses operating both commercial premises and a vehicle fleet may therefore be able to place several insurance requirements within the wider Allianz commercial proposition.
Allianz Cargo Insurance Allianz provides Cargo Insurance for goods transported:
by road
by rail
by sea
by air
It can also protect eligible goods while in storage in the UK.
This can be particularly relevant to:
importers
exporters
manufacturers
wholesalers
distribution businesses
Businesses can have very different cargo exposures, so the required cover should be assessed according to the goods, destinations and transport arrangements involved.
Allianz Business Risk Support Allianz’s commercial proposition extends beyond paying insured claims and their business-risk resources cover areas including:
health and safety
environmental risks
cyber security
business continuity
risk management
Legal-services support can also include:
legal advice
business tax advice
online legal templates
document creation
For larger businesses, risk-management support can be an important part of the insurer relationship rather than simply an additional policy feature.
Who Is Allianz Business Insurance Best For? Allianz is particularly relevant to:
established SMEs
office businesses
retailers
contractors
property owners
professional services
manufacturers
wholesalers
construction businesses
businesses operating commercial fleets
mid-corporate organisations
The breadth of the range becomes particularly useful where a business has several commercial risks rather than requiring one simple standalone policy.
Is Allianz Suitable for Small Businesses? Yes, depending on the business. Allianz has a dedicated suite of SME products including:
Complete Business
Complete Office
Complete Retailer
Complete Contractor
Complete Property Owner
However, its buying model differs from online-first small-business insurers.
You normally access Allianz commercial insurance through a broker rather than buying directly from Allianz online.
A very small business wanting a simple instant Public Liability policy may therefore also want to compare direct digital providers.
Is Allianz Suitable for Large Businesses? Yes.
This is one of Allianz’s key differentiators – Commercial Select currently extends to eligible businesses with turnover up to £1 billion.
Allianz also offers specialist products for:
construction
professional indemnity
engineering
commercial motor
cargo
other complex commercial risks
For substantial commercial organisations, Allianz is much more than an SME insurer.
How Do You Get an Allianz Business Insurance Quote? Allianz commercial insurance is distributed through insurance brokers and the typical process is:
Discuss your business and insurance requirements with a broker.
Provide information about the business and risks.
The broker identifies appropriate insurers and products.
The broker can request an Allianz quote where appropriate.
Compare the Allianz terms with alternative insurers.
Select the cover that best meets your requirements.
Allianz also provides a broker-finding route for businesses that do not already have an insurance adviser.
CYBC can help you compare business insurance quotes rather than approaching individual insurers one by one.
Compare Business Insurance Quotes
How Do Allianz Business Insurance Claims Work? Allianz provides UK-based commercial claims services and their claims operation includes specialist teams for areas such as:
property
liability
financial lines
motor
major losses
For liability claims, Allianz has dedicated routes for:
Employers’ Liability
Public Liability
Product Liability
Professional Indemnity
Directors’ & Officers’
Allianz also provides digital claims reporting and tracking for some commercial motor products.
Businesses should notify claims or circumstances that could lead to claims according to the requirements in their individual policy.
Allianz SME Property Claims Payments For eligible SME property claims, Allianz currently promotes early payment of up to 50% of the reserve value once cover is confirmed.
This feature is available on products including Complete Business and Complete Property Owner.
For a business suffering a serious property loss, early access to funds can potentially help with:
replacement equipment
repairs
recovery costs
getting operations moving again
The actual claim remains subject to policy terms and the circumstances of the loss.
Allianz Business Insurance Alternatives
Provider Worth Comparing For
NFU Mutual Tailored SME and commercial insurance with local agency support
Markel Contractors, professionals, microbusinesses and trades
Hiscox Professional businesses and specialist SME insurance
Aviva
Broad SME and commercial insurance
AXA
SME and commercial insurance
Simply Business Comparing small-business policies from participating insurers
Allianz is particularly important to compare where a business has broader commercial risks or has outgrown a simple microbusiness policy.
Compare Allianz Alternatives
Allianz vs NFU Mutual Business Insurance Allianz and NFU Mutual both have broad commercial insurance capabilities.
However, their distribution models differ.
Allianz:
broker-distributed commercial insurance
dedicated digital broker products for SMEs
significant mid-corporate capability
Commercial Select up to £1bn turnover
strong specialist commercial range
NFU Mutual:
direct Mutual Direct service
280+ local agency offices
advice-led customer relationship
SME and broader commercial insurance
A business wanting direct local support may particularly value NFU Mutual’s agency model.
A business already using an insurance broker or requiring complex commercial cover may find Allianz particularly relevant.
Compare the actual policies rather than choosing based on distribution model alone.
See our NFU Mutual Business Insurance review .
Allianz vs Markel Business Insurance Allianz and Markel have noticeably different areas of emphasis.
Markel Direct is particularly strong for:
freelancers
consultants
contractors
tradespeople
microbusinesses
Allianz has a particularly broad proposition for:
established SMEs
commercial property
manufacturing
construction
commercial fleets
mid-corporate organisations
A freelance consultant requiring Professional Indemnity and Public Liability may find Markel’s direct online proposition convenient.
A manufacturer requiring:
property + machinery + Business Interruption + liabilities + fleet
may have requirements more closely aligned with Allianz’s broader commercial proposition.
See our Markel Business Insurance review .
Allianz vs Hiscox Business Insurance Hiscox is particularly well established in specialist SME and professional-services insurance.
Allianz covers professional risks too, but also has substantial capability across:
commercial property
retail
construction
manufacturing
fleet
larger corporate risks
The most relevant comparison depends on the size and type of business rather than brand recognition.
See our Hiscox Business Insurance review .
Allianz vs Aviva Business Insurance Allianz and Aviva are both major commercial insurers with broad UK business propositions.
Businesses comparing them should focus on:
underwriting appetite
property cover
liability limits
Business Interruption
specialist cover
commercial motor
claims support
actual premium
The insurer willing to cover the business on the most appropriate terms may matter more than small differences in headline premium.
Allianz Business Insurance Pros & Cons advantages
Broad SME and commercial insurance range
Complete Business for turnover up to £10m
Commercial Select for turnover up to £1bn
Public and Product Liability available
£10m Employers’ Liability under Complete Business
Professional Indemnity available
Directors’ & Officers’ cover available
Commercial property insurance
Business Interruption available
Commercial Legal Expenses
Dedicated office insurance
Dedicated retailer insurance
Dedicated contractor insurance
Property Owners’ Insurance
Construction insurance for substantial businesses
Commercial motor and fleet cover
Cargo insurance
Specialist commercial risk-management resources
UK-based claims services
disadvantages
No standard published business insurance price
Commercial policies are distributed through brokers rather than directly online to customers
Very small businesses wanting instant direct cover may prefer a simpler digital buying journey
Not every business will fall within Allianz’s underwriting appetite
The breadth of the range can make product selection more complex
Larger commercial risks may require detailed underwriting
Different products have different limits, conditions and eligibility criteria
Our View: When Allianz Business Insurance Makes Sense Allianz fills a different role in the CYBC business-insurance provider cluster from Markel and NFU Mutual.
Markel Direct is particularly compelling for small professional businesses and trades wanting a quick direct quote. NFU Mutual differentiates itself through personal advice and its local agency network. Allianz’s strength is the breadth and scalability of its commercial insurance proposition.
A business can potentially move from SME → established commercial business → substantial mid-corporate organisation
without Allianz becoming irrelevant as the risks become more complicated.
That matters.
Consider an established manufacturer.
you mght need: buildings + contents + stock + machinery + Employers’ Liability + Public and Product Liability + Business Interruption + cargo + commercial vehicles.
That is fundamentally different from a freelance consultant buying Professional Indemnity and Allianz has products addressing those wider commercial exposures.
The turnover parameters demonstrate the scale.
Complete Business → up to £10 million turnover. Construction Select → up to £400 million turnover. Commercial Select → up to £1 billion turnover.
This makes Allianz particularly relevant once a business moves beyond a straightforward micro-SME insurance requirement.
There is also considerable sector depth and Allianz has dedicated propositions for:
offices
retail
contractors
property owners
construction
professional services
commercial fleets
However, its broker-led distribution model will not suit every buyer equally.
A sole trader wanting £1m Public Liability + instant online purchass could prefer a direct insurer.
A larger business wanting multiple covers + specialist underwriting + broker advice is a much stronger Allianz use case.
Businesses should also avoid treating “Allianz” as one single policy as complete Business, Commercial Select, Complete Office and Construction Select have different:
target customers
cover
limits
underwriting criteria
The important question is therefore Which Allianz product is being quoted, and how does its cover compare with the alternatives?
Price remains important, but for commercial insurance the lowest premium is not automatically the lowest cost.
A cheaper policy with:
lower liability limits
insufficient Business Interruption
inadequate property sums insured
important exclusions
can create a much larger financial exposure after a claim.
Overall, Allianz is particularly worth comparing for established SMEs + property-heavy businesses + manufacturers + contractors + construction companies + fleet operators + larger commercial organisations.
Compare Allianz Business Insurance Quotes
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What to Check Before Choosing Allianz Before accepting an Allianz Business Insurance quote, check:
Which Allianz product is being quoted.
Total annual premium.
Public Liability limit.
Product Liability limit.
Employers’ Liability limit.
Professional Indemnity requirements.
Property sums insured.
Stock cover.
Business Interruption sum insured.
Business Interruption indemnity period.
Commercial Legal Expenses.
Commercial vehicle requirements.
Goods in Transit or cargo requirements.
Policy excesses.
Important exclusions.
Territorial limits.
Risk-management conditions.
Claims process.
Renewal terms.
Ask your broker to explain material differences between the Allianz quote and competing policies rather than comparing premiums in isolation.
Allianz Business Insurance FAQs Does Allianz offer business insurance?
Yes. Allianz provides a broad range of UK SME, commercial and specialist business insurance.
Can small businesses use Allianz?
Yes. Allianz has several dedicated SME products, including Complete Business, Complete Office, Complete Retailer and Complete Contractor.
What is Allianz Complete Business?
Complete Business is Allianz’s digitally traded commercial insurance product for eligible businesses with turnover up to £10 million.
How much does Allianz Business Insurance cost?
Allianz does not publish one standard business insurance premium. Pricing depends on the business, cover, risks and underwriting.
Can I buy Allianz Business Insurance directly online?
Allianz’s UK commercial insurance range is distributed through insurance brokers. Some SME products are traded digitally by brokers using Allianz’s QuoteSME platform, but this is not a direct consumer quote system.
How do I get an Allianz Business Insurance quote?
Speak to a commercial insurance broker who can obtain Allianz terms where appropriate and compare them with other insurers.
Does Allianz provide Public Liability Insurance?
Yes.
How much Allianz Public Liability cover is available?
Under Complete Business, current selectable limits are £2 million, £5 million or £10 million.
Does Allianz provide Product Liability Insurance?
Yes. Complete Business currently offers selectable Product Liability limits of £2 million, £5 million or £10 million.
Does Allianz offer Employers’ Liability Insurance?
Yes. Complete Business currently provides up to £10 million for any one claim.
Does Allianz offer Professional Indemnity Insurance?
Yes. Allianz offers Professional Indemnity products for a range of professions.
How much Professional Indemnity cover does Allianz offer?
Professional Indemnity Select currently offers cover up to £5 million for eligible businesses.
Does Allianz offer Directors’ & Officers’ Insurance?
Yes.
Does Allianz offer commercial property insurance?
Yes. Allianz can cover business buildings, contents and stock.
Does Allianz offer Business Interruption Insurance?
Yes. Business Interruption is available across relevant Allianz commercial products.
Does Allianz offer Commercial Legal Expenses?
Yes. Complete Business currently provides up to £250,000 for any one selected event and up to £1 million during one period of insurance, subject to policy terms.
Does Allianz insure offices?
Yes. Complete Office is specifically designed for eligible office-based businesses with fewer than 15 locations.
Does Allianz insure retailers?
Yes. Allianz has a dedicated Complete Retailer product.
Does Allianz insure contractors?
Yes. It offers Complete Contractor as well as Construction Select for larger and more complex construction businesses.
Does Allianz insure landlords and property owners?
Yes. Complete Property Owner currently supports portfolios of up to 20 commercial and residential premises.
Does Allianz insure construction businesses?
Yes. Construction Select currently supports eligible construction businesses with turnover up to £400 million.
Does Allianz offer fleet insurance?
Yes. Allianz offers commercial motor insurance for fleets of different sizes.
How many vehicles does Allianz Complete Mini Fleet cover?
Complete Mini Fleet currently covers 2–15 business vehicles, with up to 20 possible at renewal.
Does Allianz insure electric commercial vehicles?
Yes. Its motor-fleet range includes cover designed for traditional and electric vehicles.
Does Allianz provide cargo insurance?
Yes. Allianz Cargo Insurance can protect eligible goods during transport by road, rail, sea or air and while in storage in the UK.
What is Allianz Commercial Select?
Commercial Select is Allianz’s flexible commercial combined insurance for eligible businesses with turnover up to £1 billion.
Is Allianz suitable for manufacturers?
Yes. Manufacturing is one of the sectors Allianz supports, including bespoke Commercial Select wordings for eligible businesses.
Is Allianz suitable for large businesses?
Yes. Allianz has substantial mid-corporate and specialist commercial capabilities in addition to its SME products.
Does Allianz handle business insurance claims in the UK?
Yes. Allianz provides UK-based commercial claims services and specialist claims teams.
Is Allianz better than Markel?
They have different areas of strength. Markel Direct is particularly focused on small professional businesses, contractors and trades, while Allianz has a broader SME and mid-corporate commercial proposition. Compare like-for-like cover and premiums.
Is Allianz better than NFU Mutual?
Both provide broad commercial insurance, but their buying models differ. Allianz commercial insurance is broker-distributed, while NFU Mutual also operates through its direct service and local agency network. Compare the policies and quotes for your business.
Should I choose Allianz Business Insurance?
Allianz is particularly worth comparing if you operate an established SME or larger commercial business requiring multiple types of cover, specialist underwriting or commercial risk support.
Compare Allianz Business Insurance Quotes Allianz can provide commercial insurance covering areas including:
buildings and contents
Business Interruption
Public Liability
Product Liability
Employers’ Liability
Professional Indemnity
Directors’ & Officers’ Liability
Commercial Legal Expenses
construction
commercial vehicles
cargo
property owners
But Allianz does not publish one standard business insurance premium.
Compare the actual Allianz terms against equivalent cover from other UK business insurers.
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Related Business Insurance Guides Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.