PayPal POS Card Machine UK 2026 | Fees, Costs & PayPal Reader Review Quick answer
PayPal POS (formerly iZettle) offers simple, no-contract card payment solutions with readers from around £59 and transaction fees from 1.75%, making it a strong option for small UK businesses.
It also supports Tap to Pay on iPhone and Android, meaning you can accept payments without a card machine at all.
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This quote service is best for UK businesses that want to take card payments in person using a card reader, countertop terminal, portable PDQ machine or merchant account.
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Contents
PayPal POS Fees (UK 2026)
Paypal POS Products
Benefits of PayPal POS
Downsides of PayPal POS
PayPal POS vs Other Card Machine Providers
Who Should Use PayPal POS?
How do we work?
Transparent, impartial, and data‑driven reviews made by a team of expert humans, never AI generated – here’s exactly how Compare Your Business Costs helps you find the best deals from trusted UK providers: click here
Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: July 2026
Key Takeaways
Card reader from ~£59 + VAT
Transaction fees from 1.75%
Tap to Pay available (no hardware needed)
No monthly fees on standard plan
Strong POS system included
Great for small businesses and mobile sellers
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PayPal POS Fees (UK 2026)
Payment Type Typical Fee
In-person payments
1.75%
Payment links / invoices
~2.5%-2.9%
Monthly fees
£0
Hardware cost
From ~£59
Paypal POS Products
Product Price Best For Benefits
PayPal Reader
~£59
Small businesses
Affordable entry point
PayPal Terminal
~£149–£199
Retail & cafés
All-in-one device
Tap to Pay
Free
Mobile businesses
No hardware required
Compare PayPal POS Deals
✔ No contracts
✔ Fast setup
✔ Accept payments anywhere
✔ Free, no-obligation quotes
👉 Compare PayPal POS Now
Benefits of PayPal POS
No monthly fees
Trusted global brand
Easy setup and onboarding
Tap to Pay (phone payments)
Strong POS and reporting tools
Accepts all major cards & digital wallets
Downsides of PayPal POS
Flat-rate fees can be higher than contract providers
Customer support can be inconsistent
Account holds occasionally reported
Limited custom pricing for high-volume businesses
PayPal POS vs Other Card Machine Providers
Provider Fees Best For Verdict
PayPal POS
1.75%
Small businesses
Strong all-rounder
Square
1.75%
Startups
Best ecosystem
SumUp
1.69%
Sole traders
Cheapest option
Dojo
0.4%–1.5%
High volume
Lower long-term cost
Stripe
~1.5%–2.5%
Online-first
Developer-friendly
PayPal POS Tap to Pay (No Machine Needed) One of PayPal’s biggest advantages in 2026 is:
👉 Tap to Pay on iPhone & Android
This allows you to:
Accept contactless payments directly on your phone
Avoid buying hardware
Start taking payments instantly
👉 so perfect for:
Tradespeople
Market traders
Freelancers
Pop-up businesses
Who Should Use PayPal POS? Small Businesses
✔ Easy setup
✔ No contract
Market Traders & Events
✔ Portable
✔ Tap to Pay support
Tradespeople
✔ Take payments on-site
✔ No equipment needed
Retail & Hospitality
✔ POS tools included
✔ Inventory tracking
Is PayPal POS Good Value? PayPal POS is:
✔ Easy to use
✔ Flexible
✔ No upfront commitment
BUT
👉 contract providers are cheaper for high turnover
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FAQs- PayPal POS UK What is PayPal POS?
PayPal POS is PayPal’s in-person payment system, previously known as iZettle.
How much does a PayPal card machine cost?
The PayPal Reader costs around £59, while terminals cost more.
What are PayPal POS fees?
Typically 1.75% per transaction for in-person payments.
Does PayPal POS have monthly fees?
No, it operates on a pay-as-you-go model.
Can I take payments without a card machine?
Yes, Tap to Pay lets you accept payments directly on your phone.
Is PayPal POS good for small businesses?
Yes, it’s great for startups, sole traders, and mobile businesses.
How quickly does PayPal pay out?
Usually within 1-3 working days, depending on your account.
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Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.
