Dojo vs Worldpay 2026 UK | Fees, Costs & Best Merchant Account Quick answer
Dojo is the better option for most UK businesses, offering faster payouts, simpler pricing, and modern card machines.
Worldpay is better for larger or enterprise businesses, offering custom pricing and more complex payment solutions.
👉 Dojo = best for speed and simplicity
👉 Worldpay = best for enterprise-scale businesses
For further information and pricing on card machines click here .
How do we work?
Transparent, impartial, and data‑driven reviews made by a team of expert humans, never AI generated – here’s exactly how Compare Your Business Costs helps you find the best deals from trusted UK providers: click here
Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: July 2026
Contents
Dojo vs Worldpay Fees Comparison
Dojo vs Worldpay Features Comparison
Best Choice by Business Type
Payout Speed
Pros & Cons
Our Verdict
Card Machine Fees Calculator UK Estimate your monthly and annual card processing costs in seconds. Adjust the fields below to see how much your current setup could be costing you.
Pricing model Flat rate Custom / Merchant account
Your Estimated Costs
Estimated monthly fees
£0.00
Estimated annual fees
£0.00
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Potential monthly saving
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You could save money by switching to a lower-fee provider.
This calculator is an estimate only. Actual card machine costs vary by provider, pricing structure, card mix, sector and contract terms.
Key Takeaways
Both are merchant account providers (not pay-as-you-go)
Dojo offers next-day payouts (including weekends)
Worldpay offers custom enterprise pricing
Dojo is easier to set up and manage
Worldpay is more established but less flexible
Both can offer lower fees than Square at scale
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Dojo vs Worldpay: Fees Comparison UK 2026
Feature Dojo Worldpay
In-person payments
~0.3%–1.5%
~0.3%-1.6%
Online payments
Custom
Custom
Monthly fees
£0–£20
£15–£30
Setup fee
£0
£0
Contract
Often
Usually
👉 Our winner: Draw! ( because they both offer similar pricing depending on negotiation)
Dojo vs Worldpay: Features Comparison UK 2026
Feature Dojo Worldpay
POS system
Moderate
Moderate
Reporting
Good
Good
Integrations
Growing
Extensive
Hardware
Modern terminals
Enterprise-grade
Ecommerce
Limited
Strong
Support
Dedicated
Account-managed
👉 Our winner: Worldpay ( they have more enterprise-level features)
What Is Dojo? Dojo is a modern UK merchant account provider, known for:
Fast payouts (including weekends)
Simple pricing structures
High-speed card machines
Strong customer support
Dojo is designed for retail and hospitality businesses
What Is Worldpay? Worldpay is one of the UK’s largest payment processors, offering:
Merchant accounts
Payment gateways
Global payment solutions
Enterprise integrations
Whereas Worldpay was designed for large and complex businesses
Best Choice by Business Type
Business Type Best Option
Small business
Dojo
Retail/hospitality
Dojo
Growing business
Dojo
Large enterprise
Worldpay
Multi-location business
Worldpay
International business
Worldpay
Payout Speed
Feature Dojo Worldpay
Standard payouts
Next day (including weekends)
1-3 days
Bank deposits
Direct
Direct
👉 Our winner: Dojo
Pricing Model Explained Both providers use Interchange++ pricing, meaning:
Fees vary by card type
Lower rates for debit cards
Pricing improves with volume
👉 This is usually cheaper than flat-rate providers like Square.
Pros & Cons Dojo Pros
Fast payouts (including weekends)
Easy setup
Strong customer support
Modern hardware
Dojo Cons
May require contract
Limited ecommerce tools
Less global capability
Worldpay Pros
Highly scalable
Strong ecommerce capabilities
Global payment support
Established provider
Worldpay Cons
Slower onboarding
More complex pricing
Contracts and fees can vary
Less flexible for small businesses
When Should You Choose Dojo? Choose Dojo if you:
Run a retail or hospitality business
Want fast cash flow
Prefer simple pricing
Are an SME or growing business
When Should You Choose Worldpay?
Choose Worldpay if you:
Run a large or enterprise business
Need global payment capabilities
Require complex integrations
Have high transaction volumes
Our Verdict Dojo is the better choice for most UK businesses, offering faster payouts, simpler setup, and strong support, but Worldpay remains a powerful option for larger businesses, particularly those with complex or international needs.
👉 Dojo = best for SMEs
👉 Worldpay = best for enterprise
FAQs Is Dojo cheaper than Worldpay?
They are often similarly priced, but Dojo may offer better value for SMEs.
Does Worldpay require a contract?
Yes, most Worldpay agreements include contracts.
Which provider pays out faster?
Dojo offers next-day payouts, including weekends.
Which is better for small businesses?
Dojo is typically better due to simplicity and support.
Can I switch between providers?
Yes, many businesses switch to improve pricing and service.
Which is better for ecommerce?
Worldpay has stronger ecommerce capabilities.
What’s the main difference?
Dojo = speed and simplicity
Worldpay = scale and complexity
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Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.
