Clover EPOS Review UK 2026 | Pricing, Features & Alternatives Quick answer
Clover is an all-in-one EPOS and payment system for UK businesses that want card payments, till hardware, business apps, reporting and cloud-based management in one connected setupm, so great for small and medium-sized retail, hospitality, health and beauty, service and food businesses that want more than a basic card reader, but do not necessarily need a fully bespoke enterprise EPOS system.
Clover is less not going to be great for ultra-budget startups, very low-volume sellers, businesses wanting free POS software, or companies that need deep specialist workflows without paid apps or integrations.
Best for : SMEs wanting EPOS hardware, card payments, apps and reporting in one system.Not fo r: very low-volume sellers, businesses wanting free POS software, or companies needing a highly bespoke EPOS platform.Pricing : Clover UK says monthly service fees start from £9.99 including device, with tailored transaction pricing. Final costs can vary by device, plan, card turnover, transaction fees, apps and contract terms.
Compare Clover EPOS quotes and alternatives before choosing the best system for your business.
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Authored by: Ally Cox (Business Technology & B2B Services Specialist 10+ Years’ Experience)
Reviewed by: James Ward (Telecoms Specialist, 12+ Years Experience)
Last Updated: May 2026
Clover EPOS At a Glance
Feature
Best for
SMEs wanting EPOS and payments together
Typical users
Retail shops, cafés, restaurants, pubs, salons, barbers, service businesses and health & beauty businesses
Core features
EPOS hardware, integrated payments, reporting, inventory, apps, ecommerce and business management tools
Pricing
From £9.99/month including device, with tailored transaction pricing
Hardware
Clover Flex, Clover Mini, Clover Station Duo, accessories and mobile/card payment devices
Strengths
Modular hardware, app marketplace, cloud reporting, integrated payments and multi-location support
Watch outs
Pricing can become complex; apps and extras may increase monthly costs
Alternatives to compare
Square, SumUp, Epos Now, Lightspeed, Shopify POS, PayPal POS, Worldpay
Our verdict
Strong all-in-one EPOS and payments option, but compare total cost carefully
Key Takeaways :
Clover combines EPOS hardware, card payments, software and apps in one system.
It is stronger than a basic card reader, but may be simpler than some fully bespoke EPOS platforms.
Clover can suit retail, hospitality, salons, health and beauty, cafés, pubs and service businesses.
Clover UK currently advertises monthly service fees from £9.99 including device, with transaction pricing tailored to the business.
Total cost can depend on hardware, software, apps, transaction fees, payment volume and contract terms.
Clover’s app marketplace is a major strength, but paid add-ons can increase costs.
Very small or low-volume sellers should compare Clover with Square, SumUp and PayPal POS.
Businesses needing deeper retail inventory or hospitality workflows should also compare Epos Now, Lightspeed, Shopify POS, TouchBistro or Zonal.
Contents
Clover pricing in the UK
Clover hardware and products
Benefits of Clover Epos
Downsides of Clover Epos
What Do Clover Offer?
Our Verdict on Clover Epos
Is Clover EPOS Right For Your Business?
Clover could be right if…
You want EPOS hardware and card payments together
You only need a simple card reader
You run a shop, café, salon, bar or service business
You want free POS software
You want cloud reporting and business apps
You have very low or occasional card sales
You prefer a managed till and payment setup
You want the lowest upfront cost
You need countertop or mobile hardware
You need a highly bespoke EPOS build
You want apps for loyalty, staff, stock or marketing
You do not want paid add-ons
You may need more than one device or location
You want maximum payment-provider flexibility
Clover pricing in the UK Clover pricing can vary because the final cost depends on your hardware, monthly service fee, payment processing, apps and contract terms.
Clover UK currently advertises a monthly service fee from £9.99 including device, with competitive transaction pricing tailored to your needs. It also says businesses can request a bespoke offer.
Clover’s own UK POS cost guide explains that POS costs are usually made up of hardware, monthly software subscriptions and transaction charges.
Clover cost area What to check
Monthly service fee
Ask which device and software level is included
Hardware
Confirm whether the device is rented, leased, included or purchased
Card processing
Check debit, credit, corporate, international and Amex rates
Transaction pricing
Confirm whether pricing is fixed, blended or tailored
Apps
Some app marketplace tools may have extra monthly fees
Support
Ask what support is included and when it is available
Security features
Check whether any security or compliance features cost extra
Contract length
Confirm minimum term, renewal and cancellation rules
Multi-location use
Ask how extra devices and sites are charged
Ecommerce
Check whether online selling tools are included or extra
Questions to ask before signing
Before choosing Clover, ask:
What is the full monthly cost, including device and software?
What card transaction rate will you pay?
Are debit, credit, corporate, international and Amex cards priced differently?
Is the device included, rented or bought upfront?
Which Clover apps are included?
Which apps cost extra?
Is stock control included in your plan?
Is staff management included?
Is phone support included?
Are security or PCI-related fees included?
What is the minimum contract length?
Are there early termination fees?
Can you export data if you leave?
What happens if you add another device or location?
Clover hardware and products Clover offers several hardware options for different business setups. Your current page already lists Clover Flex, Clover Mini, Clover Station Duo, accessories, apps, retail, hospitality, health and beauty, pubs, bars, salons and barber use cases.
Clover product Best for
Clover Flex
Mobile payments around a shop, salon, café or restaurant
Clover Mini
Countertop EPOS and payments in a compact device
Clover Station Duo
More complete till setup for fixed counters
Clover accessories
Printers, cash drawers, scanners and other hardware
Clover Apps
Adding functions such as loyalty, staff, reporting and marketing
Retail solutions
Shops, boutiques, convenience retail and product-led businesses
Restaurant solutions
Counter-service, dining, cafés and food-led businesses
Health & beauty
Salons, barbers, spas and appointment-led businesses
Ecommerce tools
Selling online alongside in-person payments
Benefits of Clover Epos 1. All-in-one EPOS and payments
Clover’s main advantage is that it combines EPOS hardware, software and payment processing in one setup.
This can be easier than buying hardware, EPOS software and merchant services separately.
2. Good hardware range
Clover offers different devices depending on how your business operates, from mobile terminals to fixed countertop setups, which is good for:
small shops
cafés
restaurants
bars
pubs
salons
barbers
spas
service businesses
mobile teams
multi-location SMEs
3. Cloud-based reporting
Clover gives businesses cloud-based tools to review sales, staff activity and business performance.
This is useful if you want to check sales without being physically at the till.
4. Strong app marketplace
The Clover App Market is one of its strongest features. Businesses can add extra tools for loyalty, marketing, reporting, scheduling, staff and other operational needs.
The trade-off is that app costs can add up, so buyers should check what is included before signing.
5. Useful for retail and hospitality
Clover is flexible enough to support several business types, including retail, counter-service food businesses, salons and hospitality.
6. Better than a basic card reader for growing businesses
Compared with simple payment-first providers, Clover offers a more structured EPOS setup with hardware, reporting and apps.
7. Can support multi-location businesses
Clover can suit businesses with more than one device or location, although multi-location pricing and reporting features should be checked carefully.
What Does Clover Epos Offer Clover is designed to combine payment acceptance with day-to-day business management tools.
Feature
Integrated payments
Take card, contactless and digital payments
EPOS hardware
Run a till, mobile terminal or countertop setup
Inventory tools
Track products and stock levels
Sales reporting
Monitor sales, staff and performance
Cloud dashboard
View business activity remotely
App marketplace
Add tools for loyalty, marketing, staff and operations
Staff management
Support employee permissions and activity tracking
Customer tools
Support loyalty, customer records and engagement
Restaurant tools
Support dining, counter-service and food businesses
Retail tools
Manage product-led sales and store operations
Multi-location support
Useful for businesses with more than one site
Ecommerce
Support online sales depending on setup
Clover vs other EPOS systems
Provider Best for Typical positioning Consider if…
Clover
All-in-one EPOS and payments
Hardware, software, apps and payments together
You want a managed till and payment setup
Square
Low-cost small business EPOS
Free POS software with transparent card fees
You want simple setup and no monthly software fee
SumUp
Simple card payments
Payment-led, low-commitment setup
You mainly need a card reader
PayPal POS
PayPal-linked payments
Simple app-based POS and card readers
Epos Now
Retail and hospitality SMEs
Full EPOS setup with stock and support
You need stronger stock, reporting and integrations
Lightspeed
Growing retail and restaurants
Advanced inventory and reporting
You need deeper retail or hospitality tools
Shopify POS
Online and in-store retail
Omnichannel retail POS
You sell through Shopify and physical locations
TouchBistro
Restaurants
Restaurant-focused iPad POS
You need table-service workflows
Worldpay EPOS
Payment-led EPOS
Traditional merchant and payment services
You want EPOS from a major payment provider
Clover sits between simple card readers and more advanced EPOS platforms. It is stronger than basic payment devices, but total cost needs careful comparison.
Compare Clover Alternatives
Who should choose Clover EPOS ?If uyou:
want EPOS hardware and payments together
run a small or medium-sized business
need more than a basic card reader
want cloud reporting
like the idea of adding apps over time
run a shop, café, salon, bar, restaurant or service business
need mobile and countertop hardware options
want a system that can support growth
prefer a managed setup rather than building your own stack
Who should avoid Clover EPOS? if you:
only need the cheapest way to take card payments
want free POS software
take very low card volume
do not want hardware or app commitments
need highly advanced stock management
want maximum payment processor flexibility
run a complex restaurant, pub or multi-site hospitality operation
need a fully bespoke EPOS platform
In those cases, compare Clover with Square, SumUp, PayPal POS, Epos Now, Lightspeed, Shopify POS, TouchBistro or Zonal.
What do customers think of Clover EPOS? Common positive themes include:
useful hardware options
strong payment and POS combination
app marketplace flexibility
professional-looking devices
useful reporting
good fit for retail and service businesses
helpful for growing businesses
Common concerns to check include:
pricing complexity
app and add-on costs
contract terms
support experience
hardware costs
payment processing terms
whether cheaper alternatives would be enough
Why trust our Clover EPOS review? At Compare Your Business Costs, we review EPOS systems and payment providers from a UK small business buyer’s perspective.
That means we focus on:
who each provider is best for
who should compare alternatives
likely pricing and payment fees
hardware and setup costs
business-type fit
contract and support considerations
alternatives worth comparing
We do not recommend choosing an EPOS or payment system based only on brand name or headline pricing. The right choice depends on your sales volume, business type, hardware needs, payment setup, apps, support expectations and budget.
Our verdict: is Clover EPOS worth it? Clover EPOS is worth considering if you want an all-in-one system that combines card payments, EPOS hardware, reporting, apps and business management tools.
It is a strong option for small and medium-sized retail, hospitality, salon, health and beauty and service businesses that want more than a basic card reader, but do not need a fully bespoke enterprise platform.
However, Clover is not always the cheapest option. If you only need simple card payments, Square, SumUp or PayPal POS may be more cost-effective. If you need deeper stock, ecommerce or hospitality tools, compare Clover with Epos Now, Lightspeed, Shopify POS, TouchBistro or Zonal.
Bottom line: Clover is a strong all-in-one EPOS and payments option, but compare total monthly cost, hardware, transaction fees, apps and contract terms before signing.
Compare EPOS Systems & Save Up To 40%
FAQs: Clover EPOS What type of businesses is Clover EPOS best for?
Clover EPOS is best for small and medium-sized businesses that want payments, till hardware, reporting and apps in one system. It can suit shops, cafés, restaurants, salons, bars, pubs and service businesses.
How much does Clover EPOS cost in the UK?
Clover UK says monthly service fees start from £9.99 including device, with tailored transaction pricing. Final costs depend on device, software, card turnover, transaction fees, apps and contract terms.
Is Clover EPOS cloud-based?
Yes. Clover is a cloud-based EPOS system with reporting and management tools that can be accessed away from the till.
Does Clover include payment processing?
Yes. Clover includes integrated card payment processing through Clover/Fiserv-approved payment arrangements. Check your exact transaction rates and payment terms before signing.
Is Clover cheaper than Square?
Clover may be better for businesses that want hardware, apps and a managed EPOS/payment setup. Square may be cheaper for small businesses that want free POS software and simple transparent fees.
Is Clover better than SumUp?
Clover is usually better if you need more EPOS functionality, hardware options and apps. SumUp is usually better if you mainly need simple, low-commitment card payments.
Is Clover good for restaurants?
Clover can work for cafés, counter-service venues and some restaurants. Larger restaurants, pubs or table-service venues should also compare Lightspeed, TouchBistro, Epos Now and Zonal.
Is Clover good for retail shops?
Yes. Clover can suit small retail shops that want a managed till, payments and apps. Stock-heavy retailers should also compare Lightspeed Retail, Shopify POS and Epos Now.
Does Clover have a free trial?
Your current page says Clover offers a 30-day trial to test the system. Buyers should confirm the latest trial terms, eligibility and any hardware or contract conditions before relying on this.
Does Clover charge extra for apps?
Some Clover apps may involve extra fees. Before signing, ask which apps are included and which have additional monthly costs.
What hardware does Clover offer?
Clover hardware includes mobile, countertop and full till-style devices, including Clover Flex, Clover Mini and Clover Station Duo.
Is Clover suitable for very small businesses?
Clover can suit small businesses, but very low-volume sellers should compare it with Square, SumUp and PayPal POS because Clover’s hardware, app and monthly costs may be more than they need.
Should I compare Clover before signing up?
Yes. Clover can be a strong EPOS and payments option, but total costs vary by hardware, apps, transaction fees and contract terms. Compare quotes before committing.
How to Purc hase the Clover Epos
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Hi, I’m Ally Cox , a senior copywriter and blogger at CompareYourBusinessCosts.co.uk, the UK’s trusted platform for comparing business services.over a decade of experience in the B2B sector, I specialise in simplifying complex topics like leased lines, VoIP, business energy, HR and payroll solutions, accounting software, and EPOS systems .HR, copywriting, and business operations- from clocking-in systems to card machines and office technology .informed, confident decisions when choosing products and services that improve efficiency and save money.
